HTB Business Solutions

About us

Company history

HTB Business Solutions was founded in December 2015 with a mission to revolutionize the payment processing industry by bringing transparency and integrity to the forefront. We recognized a significant gap in the market: many business owners were in the dark about how much they were paying in fees and were often subjected to opaque pricing practices. This lack of clarity made it difficult for businesses to control costs and maximize profits.

From the beginning, we set out to change this narrative. We believed that business owners deserved to know exactly where their money was going and how much they could save. Over the years, we have evolved by consistently refining our approach, expanding our educational initiatives, and enhancing our customer service. Today, we continue to uphold our commitment to transparency, helping our clients not only understand their payment processing costs but also reduce them significantly. Through personalized service and clear, honest communication, we ensure that our clients keep more of their revenue, enabling them to reinvest in their businesses and achieve long-term success.

payment by card using a terminal

Leadership team

Our leadership team at HTB Business Solutions is composed of industry veterans who bring a wealth of experience and expertise to the table. Each member is dedicated to upholding the company’s core values of transparency, ethics, and education, ensuring that our clients receive the highest level of service and support.

Josh Holden

President

Matt Guiliano

COO

Jeremiah Holden

Head of Information & Technology

Company values

HTB Business Solutions is driven by three core values: Transparency, ethics, and education. These values are the foundation of our company culture and influence every aspect of our business practices.

Transparency

We believe in clear, honest communication with our clients. From pricing to process, we ensure that our clients understand exactly what they are paying for, how much they are saving, and how our services benefit their business. There are no hidden fees or unexpected charges — just straightforward, transparent service.

Ethics

Integrity is at the heart of everything we do. We are committed to ethical business practices, ensuring that our clients’ best interests are always our top priority. We work hard to build trust and foster long term relationships based on mutual respect and honesty.

Education

We empower our clients by educating them about the intricacies of payment processing. Our goal is to demystify the process, enabling business owners to make informed decisions that positively impact their bottom line. Through education, we help our clients optimize their payment processing and achieve greater financial success.

Influence on payment processing

These values shape our approach to payment processing by ensuring that we offer customized, ethical, and transparent solutions. Our clients are not just customers — they are partners, and we are committed to providing them with the knowledge and tools they need to succeed.